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Wisconsin Auto Insurance Requirements
The Wisconsin auto insurance requirements stipulated by law are:
* $50,000 for injury or death of one person;
* $100,000 for injury or death of two or more people; and
* $15,000 for property damage.
The law also requires uninsured and underinsured motorist coverage each with minimum limits of $100,000/$300,000 for bodily injury coverage.
For more information on Wisconsin’s compulsory auto insurance laws, visit: http://www.oci.wi.gov/faq/auto.htm#finresp
Please note that these are minimums required by Wisconsin state law, not suggested coverage amounts. The simple fact is, each state’s minimum requirements are typically inadequate to sufficiently cover your costs should you be involved in a major accident. The shortfall will have to be made up out of your own pocket. Obviously, having to pay this difference could easily destroy one financially. Therefore, it is highly recommended to get much higher coverage amounts. Consult pages elsewhere on this site for recommendations in this regard.
Wisconsin Auto Insurance Requirements – More Information
For more information regarding auto insurance requirements in Wisconsin, contact the state’s insurance regulatory agency:
WISCONSIN – DEPARTMENT OF INSURANCE
125 South Webster Street
Madison, WI 53703-3474 United States
Phone: 608-266-3585; 800-236-8517
FAX: 608-266-9935
Web: http://www.oci.wi.gov
Description: Sean Dilweg, Commissioner of Insurance
Note that this information, like all information provided on this site, is provided for as a general guide and is for reference purposes only and should in no way be considered legal advice. Contact the appropriate regulatory agency for the state in question for definitive answers that apply to that state.


