The Ohio auto insurance requirements stipulated by law are:

Bodily Injury: $12,500 per person injured in any one accident; $25,000 for all persons injured in any one accident.

Property Damage Liability: $7,500

Please note that these are minimums required by Ohio state law, not suggested coverage amounts. The simple fact is, each state’s minimum requirements are typically inadequate to sufficiently cover your costs should you be involved in a major accident. The shortfall will have to be made up out of your own pocket. Obviously, having to pay this difference could easily destroy one financially. Therefore, it is highly recommended to get much higher coverage amounts. Consult pages elsewhere on this site for recommendations in this regard.

Ohio Auto Insurance Requirements – More Information

For more information regarding auto insurance requirements in Ohio, contact the state’s insurance regulatory agency:

OHIO – DEPARTMENT OF INSURANCE

50 West Town Street, Third Floor, Suite 300
Columbus, OH 43215-1067 United States
Phone: 614-644-2658
FAX: 614-644-3743
Web: http://www.ohioinsurance.gov
Description: Mary Jo Hudson, Director of Insurance

Note that this information, like all information provided on this site, is provided for as a general guide and is for reference purposes only and should in no way be considered legal advice. Contact the appropriate regulatory agency for the state in question for definitive answers that apply to that state.