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Nevada Auto Insurance Requirements

The Nevada auto insurance requirements stipulated by law are:

$15,000 per person, $30,000 per accident bodily injury

$10,000 property damage.

If you choose to purchase the liability coverage as a combined single limit, the liability limit for bodily injury and property damage is combined (e.g.: $40,000 combined single limit – total amount paid in the event of a loss for all bodily injury and/or property damage). The $40,000 is the minimum combined single-limit coverage allowable under Nevada law.

Please note that these are minimums required by Nevada state law, not suggested coverage amounts. The simple fact is, each state’s minimum requirements are typically inadequate to sufficiently cover your costs should you be involved in a major accident. The shortfall will have to be made up out of your own pocket. Obviously, having to pay this difference could easily destroy one financially. Therefore, it is highly recommended to get much higher coverage amounts. Consult pages elsewhere on this site for recommendations in this regard.

Nevada Auto Insurance Requirements – More Information

For more information regarding auto insurance requirements in Nevada, contact the state’s insurance regulatory agency:

NEVADA – DEPARTMENT OF INSURANCE

788 Fairview Drive, Suite 300
Carson City, NV 89701 United States
Phone: 775-687-4270
FAX: 775-687-3937
Web: http://doi.state.nv.us
Description: Alice A. Molasky-Arman, Commissioner of Insurance

Note that this information is provided for as a general guide and is for reference purposes only and should in no way be considered legal advice. Contact the appropriate regulatory agency for the state in question for definitive answers that apply to that state.



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