In order to purchase and maintain a Florida license plate and vehicle registration, the Florida auto insurance requirements required by law are:

$10,000 personal injury protection (PIP)

$10,000 property damage liability (PDL)

This is for as long as you have a valid Florida license plate.

Please note that these are minimums required by Florida state law, not suggested coverage amounts.  The simple fact is, each state’s minimum requirements are typically inadequate to sufficiently cover your costs should you be involved in a major accident.   The shortfall will have to be made up out of your own pocket.  Obviously, having to pay this difference could easily destroy one’s financial situation should they be sued in such cases.

Florida Auto Insurance Requirements – More Information

For more information regarding auto insurance requirements in Florida, contact the state regulatory agency:

FLORIDA – DEPARTMENT OF INSURANCE

200 East Gaines Street
Tallahassee, FL 32399-0300 United States
Phone: 850-413-3140
FAX: 850-488-2349
Web: http://www.floir.com

Note that this information is provided for as a general guide and is for reference purposes only and should in no way be considered legal advice.  Contact the regulatory agency for the state in question for definitive answers that apply to that state.