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Arizona Auto Insurance Requirements

The Arizona auto insurance requirements stipulated by law are:

$15,000 per person and $30,000 per accident for Bodily Injury.

$10,000 per accident for Property Damage.

Please note that these are minimums required by Arizona state law, not suggested coverage amounts. The simple fact is, each state’s minimum requirements are typically inadequate to sufficiently cover your costs should you be involved in a major accident. The shortfall will have to be made up out of your own pocket. Obviously, having to pay this difference could easily destroy one’s financial situation should they be sued in such cases.  Therefore, it is highly recommended to get much higher coverage amounts.  Consult pages elsewhere on this site for recommendations in this regard.

Arizona Auto Insurance Requirements – More Information

For more information regarding auto insurance requirements in Arizona, contact the state regulatory agency:

ARIZONA – DEPARTMENT OF INSURANCE

2910 North 44th Street, Suite 210
Phoenix, AZ 85018-7269 United States
Phone: 602-364-3100
FAX: 602-364-2505
Web: http://www.id.state.az.us
Description: Christina Urias, Director of Insurance

Note that this information is provided for as a general guide and is for reference purposes only and should in no way be considered legal advice.  Contact the regulatory agency for the state in question for definitive answers that apply to that state.



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