Ahh, the Sunshine State… ocean breezes, sunny days, theme parks, sandy beaches.  Alright, so you have made the decision to relocate to balmy Florida and see it like a native.  Fantastic!  But hold it… first things first!  You’re going to need some wheels to get around this large state and if you’re going to be driving, better brush up on the basics…

Auto Insurance Quotes Florida – Who Needs One?

Each driver in Florida is required by law to maintain minimum coverage levels of auto insurance.  In order to purchase and maintain a Florida license plate and vehicle registration, the Florida auto insurance requirements required by law are:

$10,000 personal injury protection (PIP)

$10,000 property damage liability (PDL)

This is for as long as you have a valid Florida license plate.

Auto Insurance Quotes Florida – Is FL a “No-Fault” State?

Florida is one of the states that has adopted the “no fault” system.

“No Fault” is a type of insurance system requiring drivers to have Personal Injury Protection (PIP) which provides compensation to the policyholders for their bodily injuries regardless of who is found “at fault” for causing a traffic accident.

The primary intent underlying the “no fault” system is to minimize litigation with the intent of lowering overall insurance costs for everyone.

Auto Insurance Quotes Florida – Minimum Coverage Requirements

Visit our page on Florida auto insurance requirements for more details and be sure to get your free auto insurance quotes by entering your zip code in the start box on any page to begin the process.