If you shudder when you open your auto insurance account each year, spare a thought for parents who have to insure teenage drivers.  Insurance companies calculate risk using a variety of indices, and these may include such diverse things as where you live and how old you are. The impact of the frequency of crashes and car thefts in your area will impact the amount you pay for your policy as costs fluctuate annually.

But as a single woman with a good driving record, you should be getting the most affordable auto insurance on offer.

Of course, this is no reason to avoid getting married. Married couples auto insurance costs more but not by much. If prince charming makes you an offer you can’t refuse, don’t hesitate because he will lead to increased auto insurance costs.

Driving record is more important than sex when it comes to insurance, and age matters the most.

We all have to learn to drive and gather experience, and it is during that time that most accidents happen. Young men have the worst accident records, but young women are also assessed as poor risks at this stage, and this leads to higher insurance premiums. Over twenty-five, if you have stayed accident free, you will see the cost of your policy drop. If this doesn’t happen, you need to find out why.

The benefits of being a safe, woman driver are evident in the affordable insurance policy you get, so enjoy spending that extra money.

This entry was posted on Saturday, July 17th, 2010 at 3:11 am and is filed under Cheap Car Insurance For Women. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.