Many crash-test dummies have suffered to demonstrate the need to wear seatbelts at all times. You need auto insurance to cover the expenses if an accident happens, but you need sense to minimize the damage you may suffer should an accident occur. Think for a moment about what it feels like as a passenger when [...]

Don’t drive when you are half frozen. Make sure you are warm enough to operate the car safely if you want to get through another winter with a clear driving record and cheap insurance premium. I find that generally men feel the cold less than woman. This means there are subtle battles over what is [...]

I assume that you are new to winter driving if you are asking this question. Careful preparation is one way to keep your accident-free record clean and help reduce the cost of auto insurance. So it is not just a safety issue, it also makes good financial sense to be prepared. Let’s start with the [...]

Road rage is a result of impatience and frustration. Impatience and frustration lead to risk-taking and accidents that have a nasty effect on your auto insurance. Sometimes we blame slow drivers for our inability to contain our frustration. Perhaps you have been a victim of road rage resulting in an accident or perhaps you have [...]

There may have been a time when this was true. But these days, women are seen losing their cool in traffic with increasing frequency. Avoiding road rage will help you to maintain good auto insurance rates. The problem with giving in to those stirrings of anger when you are frustrated by a buildup of traffic [...]