It is sensible to want to get the most affordable auto insurance, but make sure you are clued up and make the right choices. One of the best ways to reduce the cost of auto insurance is to have a higher than usual deductible. This, of course, means that in the unlikely event that you [...]

Ladies have you noticed that you can get a reduced premium simply because you are female? At last, there is a benefit to being a woman…

There are a few sensible states, well quite a few actually, and in those states you could get a ticket for texting and driving. That ticket could cost you more than just the fine; it could impact the cost of next year’s car insurance. Now that is bad news for you, but what about all [...]

Auto insurance premiums do increase. The amount your insurance will increase depends on what, if any, violations you have against you. Accidents that you cause and possibly fines, usually lead to an increase in premiums. The number of costly accidents in your area can have an impact on your premium, too. Stop for a moment [...]

Ladies, we want to hold on to the recognition that we are safer drivers than men and the attendant benefits in terms of reduced auto insurance premiums, right? Well, read this and think about your driving habits. Most of the research over the last twenty years has indicated that women have fewer accidents, probably because [...]

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Alcohol, driving and maintaining auto insurance makes for an uneasy equilibrium. Unfortunately, underestimating the amount of alcohol consumed and driving with a blood alcohol concentration (BAC) above the legal limit puts many things at risk. Judging how much you can drink and safely drive is difficult as there are only loose guidelines and factors such [...]

Basic auto insurance is a must. You shouldn’t drive without it, not just because it’s illegal, but because it just doesn’t make any sense. One crash and you would know why. From your question, it is reasonable to assume that you acknowledge the need for auto insurance, but you want to get the best you [...]

The truth of the matter is that letting your auto insurance lapse will lead to an increase in your premium. Some estimates put the likely increase as high as 50%. With the economic downturn, it is more common to hear that people have ignored requests for auto insurance payments.  Now, not only is this illegal [...]

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