If you drive, you know, that gas prices grew 50% for the last year. And chances are they have not reached the peak yet. Every nigth in the news we hear how the oil got more expensive, so the price of gas will keep on growing too. What are we can do to lighten this gas prices impact?

In these circumstances, consider getting a gas credit card. How it can help you? With a gas credit card you can get to the gas station and not have to empty your wallet into the gas tank. With a gas credit card you can buy gas and put it on the credit card and pay for it later. Another advantage: you can get nice cash back for your gas purchase and save some money. Consider, that you could save up to 5% on fuel, using gas credit card. Also you can earn up to 5 points per dollar spend. Later you can use accumulated points for gas purchases or cash back.

You need to know, that gas credit cards differ from one to another. They can be divided on 2 categories: 'gas station brand name cards' (no visa/mastercard/amex logo on it) and gas credit cards issued by big banks with visa/mastercard/amex logo. What it the difference?

Gas station brand name cards let you buy gas or merchandise only from any particular gas station name, like BP or Sunoco, for example. You cannot use this card anywhere else. You shoul get this card if you know exactly that you going to use any of these particular gas stations for buying gas. But cash backs and point rewards are usually better with these type of cards, because they prevent you from buying gas somewhere else.

There are also gas credit cards issued by banks. They let you buy fuel everywhere you want. Agree that sometimes gas price could be better across the street, and and its nice to have a little discount on top of that. These gas cards give you more freedom in making decisions, where to buy gas for your car. Also it's useful for trips: you have no idea, at what gas station you going to pump next. At the same time, gas credit cards issued by banks have visa/mastercard/amex logo on it and accepted for any purchases, not even gas.

Many well known gas stations offer their own credit cards. You can apply at the station you use most often or you can go online to a credit card comparison site and compare the gas cards side by side to see what is the best one for you and apply for it right there on the internet. A gas card is also good for keeping track of how much gas you spend each month and sense many homes have more than one car you can know which car is using most gas.

A gas credit card is a welcome sight when you see the price signs at the gas station these days. However as with all other credit cards they should be used with caution and keep track of what you are spending so that you are still able to pay it off when you get the bill. True, that it is much easier to swipe a card than it is to walk into the gas station, wait in line, then pay the cashier, then go out and pump your gas. Go to your favorite station or visit a website like http://www.credit-card-accepted.com and apply for your gas card today.